Wyndham Rewards Debit Card

Don't miss out! Earn 1,500 Wyndham Rewards bonus points when you receive your first eligible direct deposit of $100 or more by 9/30/26.*

Earn Points & Perks

Limited-time Offer: Earn up to 4,000 Bonus Points

Earn a 2,500 point Welcome Bonus1 plus 1,500 bonus points after your first qualifying direct deposit2. See terms for details.


Earn 1 Point Per $1 Spent

on eligible purchases made at participating Hotels by Wyndham and qualifying gas and grocery purchases.3


Earn 1 Point Per $2 Spent

on all other qualifying purchases.3


Earn up to 7,500 Bonus Points

each anniversary year depending on your annual net purchases.4


No Monthly Fee

No $6 monthly fee with average monthly balance of $2,500.5


No Fees at 2 Million ATMs Worldwide

within the Cirrus network.6

Find a Cirrus® ATM

Get GOLD

Wyndham Rewards level with perks like preferred room selection, late checkout, and more.7

How It Works

Open an Account

Sign up for a Wyndham Rewards® Debit Card to get started and download the app to seamlessly manage your account.

Learn More
Add Funds

Set up direct deposit or transfer money right into your debit card account.

Use Your Mobile Wallet

Add your virtual debit card to your mobile wallet to start earning unlimited points on qualifying purchases.

* These terms supplement the Earning Terms and Account Agreement at wyndhamrewardsdebit.com. Earn a one-time bonus of 1500 Wyndham Rewards points ("Bonus Points") by receiving a qualifying direct deposit of $100 or more to your Card Account between July 1, 2026 at 12:00 a.m. PT and September 30, 2026 at 11:59 p.m. PT. Qualifying direct deposits include deposits from an employer, payroll or benefits provider, or government agency; check deposits, peer-to-peer transfers, ACH/wire transfers, cash loads, merchant transactions, and non-recurring deposits such as tax refunds do not qualify. Limit one bonus per Accountholder. Your Card Account must be active, open, in good standing, and linked to an active Wyndham Rewards account at the time of transfer. Bonus Points will be transferred within approximately 6–8 weeks after the end of the calendar month in which the qualifying deposit posts. We may withhold or reverse Bonus Points for fraud, abuse, misuse, gaming, or circumvention of these terms, and may cancel, modify, or terminate this promotion at any time. Void where prohibited. Card issued by Sunrise Banks, N.A., Member FDIC. Questions: 1-800-608-5970.
(1) You are eligible to receive a one-time bonus of 2,500 Points when you satisfy both of the following requirements within 90 days of Card Account opening: (1) establish and receive at least 2 direct deposits, recurring monthly or more frequently, and (2) make at least $100 in Net Purchases using your Card. Net Purchases are all purchases made using the Card, excluding any returns, refunds, or adjustments.
The welcome bonus will be transferred to your Wyndham Rewards Member Account within 6 to 8 weeks after the 90th day from Card Account opening, provided your Card Account is open and in good standing at the time of transfer. For information regarding the terms of the Wyndham Rewards Program, including Point expiration policy, please visit wyndhamrewards.com or contact Wyndham Rewards Member Services at 866-WYN-RWDS (866-996-7937).
(2) These terms supplement the Earning Terms and Account Agreement at wyndhamrewardsdebit.com. Earn a one-time bonus of 1,500 Wyndham Rewards points ("Bonus Points") by receiving a qualifying direct deposit of $100 or more to your Card Account between July 1, 2026 at 12:00 a.m. PT and September 30, 2026 at 11:59 p.m. PT. Qualifying direct deposits include deposits from an employer, payroll or benefits provider, or government agency; check deposits, peer-to-peer transfers, ACH/wire transfers, cash loads, merchant transactions, and non-recurring deposits such as tax refunds do not qualify. Limit one bonus per Accountholder. Your Card Account must be active, open, in good standing, and linked to an active Wyndham Rewards account at the time of transfer. Bonus Points will be transferred within approximately 6–8 weeks after the end of the calendar month in which the qualifying deposit posts. We may withhold or reverse Bonus Points for fraud, abuse, misuse, gaming, or circumvention of these terms, and may cancel, modify, or terminate this promotion at any time. Void where prohibited. Card issued by Sunrise Banks, N.A., Member FDIC. Questions: 1-800-608-5970.
(3) There is no limit to the total points you can earn as long as the Wyndham Rewards Program remains active and your Card Account is open, active, and in good standing. Restrictions apply. See the Account Agreement and Points Earning Terms for full details on eligibility, qualifying transactions, and restrictions. Returns, refunds, and adjustments are excluded. Points will be awarded after the close of each Card Account monthly statement.
(4) So long as the Card Account is open, active and in good standing, you are eligible to earn bonus Points based on annual spend each anniversary year as follows:
Annual Net Purchases Anniversary Bonus Points Awarded
$5,000.00 - $9,999.99 2,500 Points
$10,000.00 - $14,999.99 5,000 Points
$15,000.00 and above 7,500 Points
(5) This fee will be waived for any statement cycle during which you maintain an average monthly balance of at least $2,500 in your Card Account. Other fees may apply. See terms and conditions for details.
(6) Out-of-network ATM withdrawals are subject to a $3 fee, and ATM operators may impose their own additional fees.
(7) To qualify for a Complimentary GOLD member level, you must be an Eligible Member. For more information about eligibility, Member Levels including the perks available to GOLD Members, visit wyndhamrewards.com/levels.

Wyndham is a hospitality company and not a bank. Banking services are provided by Sunrise Banks, N.A., Member FDIC.  Your funds are FDIC insured up to $250,000. The Wyndham Rewards Debit Card is issued by Sunrise Banks, N.A., pursuant to license from Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The card may be used everywhere Debit Mastercard is accepted. See the Wyndham Privacy Notice for how your information is processed for Wyndham Rewards.

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